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Lincoln leading-edge underwriting

Get the underwriting advantages you need from a team that goes above and beyond the standards others strive to achieve.

We are here for you with:

Competitive advantages
• NEW! Significantly improved hepatitis C guidelines and ratings. Most will qualify for standard; some preferred
• Table reduction program available for all medical impairments: Table three to standard to age 70 — up to $10 million
• Competitive preferred and preferred plus guidelines
• Nontobacco rates available for cigar, pipe, and chewing tobacco users

Medical strength

• Preferred plus available for treated hypertension
• Preferred consideration for clients with certain types of cancers: prostate, testicular, thyroid, uterine, and cervical
• Preferred classes available to clients with a family history of cancer
• Personal history of diabetes may be eligible for preferred classes for ages 70 and up
• Cardiac — Up to four tables’ worth of favorable profile credits available. Standard rates may be available over age 70 with a history of coronary artery disease.

Foreign national coverage

• More than 90 countries approved for preferred and preferred plus classes
• Term coverage available for U.S. citizens and permanent U.S. residents
• Table reduction program available to make best offers
• Autobind capacity of $25 million and jumbo limit of $35 million

LincXpress ®

• Streamlined, no-cost, Tele-App process for electronic ticket and paper ticket submissions
• Opportunity to waive labs for qualifying clients
• eDelivery for faster policy delivery
Life Insurance that Rewards Clients for Healthy Living The Power of Accelerated Underwriting

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© Berson-Sokol 2019
Designed by Apis Productions
23500 Mercantile Rd, Suite C
Cleveland, Ohio 44122
P.O. Box 22129
Cleveland, Ohio 44122
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Phone: (216) 464-1542
Toll-Free: (800) 543-6000
FAX (216) 464-6522

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