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Many times, people put sophisticated plans in place to pay for their lifestyle during retirement. These plans are designed to create an income stream to pay everyday living expenses. Unfortunately, many people fail to consider one significant expense – the cost of long-term care services.
With all the retirement planning options available today, it’s important to remember one thing … people need enough retirement income to cover their expenses. Using a long-term care insurance policy to help pay for long-term care services can be a smart way to make retirement income last longer.
This strategy is well suited for:
- People who want to make their retirement income last as long
- People concerned about their retirement income running out and
having to rely on Medicaid for their long-term care needs
- Couples who may have different care needs